Terms of Use

Nature of Service

PayCost Pro provides informational software tools designed to help users estimate payment processing costs and compare PSP offers. The application is intended for informational and educational purposes only.

Estimates Only

Calculations, comparisons, risk flags, interpretations, and report previews provided by PayCost Pro are estimates only. Actual costs may vary based on your specific agreements, transaction patterns, and PSP terms.

Not Professional Advice

PayCost Pro does not provide financial, legal, tax, compliance, accounting, regulatory, or payment processing advice. The information provided should not be considered as a substitute for professional advice from qualified experts in these fields.

User Responsibility

Users are responsible for:

• Validating outputs with qualified professionals
• Consulting with PSPs directly about pricing terms
• Working with financial teams for budget planning
• Seeking legal advice for contractual decisions
• Verifying calculations with internal stakeholders

No Guarantees

PayCost Pro does not guarantee:

• Commercial outcomes
• PSP pricing accuracy
• Approval rates
• Settlement outcomes
• Reserve treatment
• Chargeback outcomes
• Provider terms
• Regulatory conclusions

Decision Making

Users should not rely solely on PayCost Pro to make contractual, commercial, financial, legal, or compliance decisions. Always seek appropriate professional advice before making significant business decisions.

No Payment Processing

PayCost Pro does not process payments, move funds, or connect to PSP accounts in the beta version. It is a calculation and comparison tool only.

Acceptance of Terms

Use of the website or app means acceptance of these terms. If you do not agree with these terms, please do not use PayCost Pro.

Modifications

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the modified terms.

Contact

For questions about these terms, contact support@paycostpro.com.